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About a decade ago, I found myself on a call with representatives of Wells Fargo and Vantiv, attempting to increase the authorization rate for one of my clients. Vantiv, which would later go on to acquire and take the name of Worldpay, a British payment processor, was sponsoring payments for my startup, Balanced. Wells Fargo is a […]
In 2023, just four merchant processors (aka payment processors)—Fiserv, Global Payments, JP Morgan, and Worldpay—were responsible for 75% of the merchant processing volume in the United States1. But that is changing thanks to a new breed of digitally native vertical payment processor (a “DNVP”)2 that has emerged over the last 15 years (e.g., Adyen, Braintree, Checkout, […]
The concept of a multi-brand system has gained traction, allowing businesses to manage various brands.
