Your Payment Options Make the Difference

Turn Shoppers into Buyers

Choosing the right payment options can determine if a visitor becomes a customer. Knowing which payment methods to offer is key to closing a sale and increasing your conversion rates.

ONLINE PAYMENT METHODS & PROVIDERS PER COUNTRY

People and cultures vary across the world, and so do their payment preferences. Some countries are dominated by card payments, while others rely heavily on local payment methods. Below, click on the specific market box to discover each country’s payment characteristics and popular online payment methods.

Are you looking to accept payments online or exploring alternatives to PayPal, Stripe, or your current provider? Let us help. We match the right payment service providers with your products or services and target markets to help you grow.

Payment Preferences by Country

The Netherlands
iDEAL is the most popular online payment method in The Netherlands, supported by all Dutch banks and used by over 10 million Dutch shoppers. Besides iDEAL, MasterCard, VISA, PayPal, and “buy now, pay later” methods are commonly used.

Germany
PayPal, SEPA Direct Debit, and SOFORT are vital payment methods in Germany, alongside others such as Klarna, Apple Pay, and Amazon Pay. Note that Giropay and Paydirekt merged in June 2024, resulting in a unified solution.

France
Bank Transfers, Cartes Bancaires, and PayPal are favored in France, along with Paylib, a local digital wallet supported by most French banks, gaining popularity among the 40 million eligible users.

Belgium
Belgian shoppers primarily use Bancontact, a local debit card solution, alongside Maestro, MasterCard, and VISA for their online purchases.

Poland
Polish online shoppers favor direct bank transfers via Przelewy24, followed by popular global options like MasterCard, VISA, and PayPal.

Italy
VISA and MasterCard are top choices in Italy, with CartaSi and PostePay leading among locals. PayPal and Bancomat Pay are also significant, catering to over 37 million cardholders.

Australia
Australians prefer MasterCard, VISA, and American Express, followed by PayPal, POLi, and ZIP. POLi is a secure online bank transfer option that integrates seamlessly into their banking experience.

United States
MasterCard, VISA, and American Express dominate online payments in the US. PayPal, Discover, Apple Pay, and Amazon Pay are also widely used by consumers.

Brazil
Boleto is a preferred payment method, allowing Brazilian shoppers without a bank account to pay online with cash. Other common methods include bank transfers, MasterCard, and VISA.

Argentina
Cash-based payments like PagoFacil, Cobro Express, and RapiPago are popular in Argentina, along with MasterCard and VISA debit and credit cards.

Spain
MasterCard, VISA, and PayPal lead in Spain, with local card processing being essential for high approval rates and smoother transactions.

United Kingdom
Debit and credit cards, predominantly from VISA and MasterCard, are widely used in the UK, complemented by PayPal and Klarna for flexible payment options.

Canada
Canadian shoppers use VISA, MasterCard, Interac, American Express, and PayPal, with Interac providing secure online bank transfers through local banking platforms.

China
Alipay and WeChat Pay are the dominant payment methods, well-suited for mobile shoppers. Union Pay and Apple Pay are also common, enhancing digital payment flexibility.

India
In India, credit and debit cards (MasterCard, VISA, American Express, RuPay), net banking (UPI), and wallet payments (Paytm, Freecharge) are the primary payment methods, meeting diverse customer needs.

Japan
Japanese consumers use debit and credit cards (VISA, MasterCard, American Express, JCB), along with Konbini—a local payment method allowing bank transfers and cash payments in convenience stores.

Sweden
Local payment solutions like Swish and Trustly are popular in Sweden, followed by international cards (VISA, MasterCard) and Klarna’s buy-now-pay-later option.

South Africa
MasterCard, VISA, American Express, and electronic funds transfers (EFT) are favored in South Africa, making it easier for consumers to transact online securely.

Summary
Offering the right payment methods can significantly impact conversion rates, customer satisfaction, and market reach. Understanding the payment landscape in different countries enables your business to localize your approach, resulting in better outcomes. Let us help you determine the most suitable payment providers for your business and simplify your payment strategy to make the sale.

Ready to optimize your payment options? Contact us today and let’s find the perfect match for your target market.